WHAT DOES COMMUNITY NEIGHBOR BANK DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income account
balances and payment history
credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community Neighbor Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information:
Does Community Neighbor Bank share
Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes— to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes— information about your transactions and experiences
For our affiliates’ everyday business purposes— information about your creditworthiness
For our affiliates to market to you
For our nonaffiliates to market to you
Call 334-682-4215 or 1-800-805-9821
What We Do
How does Community Neighbor Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Community Neighbor Bank collect my personal information?
We collect your personal information, for example, when you
open an account or deposit money
pay your bills or apply for a loan
use your debit card
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See other information below for more on your rights under state law.]
Companies related by common ownership or control.They can be financial and nonfinancial companies. Community Neighbor Bank has no affiliates.
Companies not related by common ownership or control.They can be financial and nonfinancial companies. Community Neighbor Bank does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Community Neighbor Bank doesn’t jointly market.